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Micro, Small and Medium Enterprise (MSME) loan is the credit facility in form of business loan offered by financial institutions to individuals, MSMEs and Startup enterprises for business expansion purposes and to promote MSME sector. The Ministry of Micro, Small and Medium Enterprises, a branch of the Government of India, is the apex executive body for the formulation and administration of rules, regulations and laws relating to micro, small and medium enterprises in India.The Minister of Micro, Small and Medium Enterprises is Narayan Rane.. Indeed, products made by small scale industries are in greater demand since product quality is often higher and prices rather competitive. Now the small scale business can easily register themselves under Micro Small Medium Enterprise or MSME. Source: Swagbucks. 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